Risk Management
Commercial Risk Management
Business Insurance Service Menu
Forensic Review
Concierge Insurance Partners conducts a detailed review and audit including but not limited to the following:
- Read and review operational documents
- Leases (Tenant or Landlord)
- Contracts
- Employment related
- Policies and Procedures
- Employee Handbook
- Drug Free Workplace
- Job Descriptions
- Applications
- Orientation
- Safety Plan / Training
- Incident report forms
- Claims history review / analysis
- Experience Mod Management
- Business disruption plan assessment
- Interviews with management
- Real time operational observations
- Property appraisals
- Current insurance program
- Read full policy documents
- Spreadsheet coverage
- Highlight exclusions / gaps
- Deliver full audit and review report
Claim Management
Proactive hands-on claim management not only reduces premiums over time, but also relieves management from this time consuming and challenging process:
- Document / track claims as they are reported to the insurance carrier
- Maintain claim file and interaction with claims adjusters
- Claim dispute resolution assistance
- Assist with return to work programs
- Attend legal activities when appropriate
- Attend depostions
- Attend mediations
- Attend other legal hearings
- Scheduled client claim reviews
- Assist with reporting new losses
Loss Control & Safety Management
Preventing losses and incidents from occurring is the first line of defense for a business. We understand risk and have created / implemented risk management and loss control service programs for over 30 years:
- Audit and review of operations
- Claim analysis and trending
- On-site survey and audit reporting
- implementation of control strategies:
- Safety program implementation
- Safety training assitance
- Drug Free Workplace
- Fleet safety management
- Coordinate and validate carrier loss control services
While many insurance agencies talk risk management, we actually deliver expert risk services. That's a promise, not just talk.