Loss, disappearance or a missing gemstone from a special piece of jewelry can be heartbreaking. With all of the limitations and exclusions of losses  on your homeowner's policy, a scheduled property policy is the peace of mind you need. 

A pair, set or series of paintings are not the same when one of them is missing. Properly evaluated and properly scheduled art and other fine collections will not only protect your investment, but give you the ability to restore that one-of-a-kind prize.

When you spend $250 on a bottle of wine that you expect to cellar and age for 10 years, the last thing you want to worry about is the vulnerability of spoilage or loss from fire or other peril for the next decade. Like any other investment in a pleasure driven commodity, protecting its value and importance in your lifestyle needs the proper evaluation and coverage.

There is much fanfare centered around "Bundling". But consider this: Your lifestyle, your special property, your luxury auto and your places of residence are not the best candidates for having someone selling you a bundle of coverages to protect them. Our experience and technical expertise are what you need to achieve an integrated risk and insurance program that accounts for all possibilities and at the same time, is coordinated by one manager that listens first, and delivers second. Advice you can trust of course, but more importantly, advice you can Count On.